MN Bill Would Allow for Extra Damages In Insurance Bad Faith Cases

The Minnesota Legislature has taken up a bill which would allow for recovery of interest and attorney fees for breach of an insurance policy.

Specifically, the bill would allow “an insured who prevails in any claim against an insurer based on the insurer’s breach or repudiation of, or failure to fulfill, a duty to provide services or make payments is entitled to recover (1) 7 percent per annum interest on monetary amounts due under the insurance policy, calculated from the date the request for payment of those benefits was made to the insurer; and (2) reasonable attorney fees…in addition to other attorney fees allowable under law or an insurance policy.”

Not surprisingly, critics are claiming this bill is nothing more than a pay off for trial lawyers. While supports argue the bill will provide needed consumer protections against insurers who deny claims on bad faith.

Disclaimer: The foregoing is general legal information only and not intended to serve as legal advice or a substitute for legal advice. If you have been injured or damaged due to bad faith insurance practices go to www.ContingencyCase.com to see if there is a lawyer or attorney in your local area who is willing to take your case on a contingency fee basis. ContingencyCase.com is an online legal directory that allows Attorneys to advertise their availability to take all kinds of cases on a contingency fee basis (for example personal injury, eminent domain, contract cases, partnership disputes, etc.). Please note there are no guarantees that any attorney or lawyer will take your case. Copyright 2009 ContingencyCase.com – All Rights Reserved.

Pre-Existing Condition Prevents Murder Victim's Wife From Collecting Life Insurance

Stepanie McCraw is suing Settlers Life Insurance over a denied claim on her deceased husband’s life insurance policy. Settlers Life Insurance denied the claim on the grounds that Mrs. McCraw’s husband suffered from a pre-existing condition, which was not covered under the policy.

What is unique about this case, however, is that the pre-existing condition was not a factor in Mr. McCraw’s death. Mr. McCraw, who was previously diagnosed with Hepatitis C, died after being shot in the back.

According to a statement to ABC News by Mrs. McCraw’s attorney, “Mrs. McCraw lost her husband and wants the life insurance company to pay what is owed her. The policy is not specific as to whether there is a difference as to how you die. It does not even say you won’t get paid if you have a pre-existing condition.”

Disclaimer: The foregoing is general legal information only and not intended to serve as legal advice or a substitute for legal advice. If you have been injured or damaged due to bad faith denial of an insurance claim go to www.ContingencyCase.com to see if there is a lawyer or attorney in your local area who is willing to take your case on a contingency fee basis. ContingencyCase.com is an online legal directory that allows Attorneys to advertise their availability to take all kinds of cases on a contingency fee basis (for example personal injury, eminent domain, contract cases, partnership disputes, etc.). Please note there are no guarantees that any attorney or lawyer will take your case. Copyright 2009 ContingencyCase.com – All Rights Reserved.

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Bad Faith Insurance Blog - About This Site!

This web blog will discuss the latest issues and cases involving insurance bad faith lawsuits. We will discuss bad faith insurance lawsuits with a bad faith insurance attorney and insurance lawyer to get their perspectives on the latest in insurance law.

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